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A credit score is a number used by banks and lenders and tells them how much risk they are taking on by giving you a loan. In other words, it helps determine if you will be able to pay back the money you are lent and can determine whether or not they will lend you the money.

Not only can a bad credit score prevent you from qualifying for a loan, but it can also determine the interest rate associated with your loan. Bad credit scores can result in higher interest rates which means you will need to pay back more money. Essentially, bad credit can cost you thousands of dollars in added expenses.

Your credit score should be periodically checked and handled carefully by a professional. Let our experts assist you with raising and maintaining a higher credit score.


 

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